{"id":78,"date":"2013-05-06T09:19:00","date_gmt":"2013-05-06T03:49:00","guid":{"rendered":"http:\/\/trucompare.wordpress.com\/?p=78"},"modified":"2015-03-17T21:25:23","modified_gmt":"2015-03-17T12:25:23","slug":"product-review-bharti-axa-term-plan","status":"publish","type":"post","link":"https:\/\/www.trucompare.in\/blog\/product-review-bharti-axa-term-plan\/","title":{"rendered":"Bharti AXA Term Insurance Plan Life eProtect Review by TruCompare"},"content":{"rendered":"<p><a title=\"Bharti AXA Life Insurance\" href=\"https:\/\/www.bharti-axalife.com\/\" target=\"_blank\"><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/buyonline.bharti-axalife.com\/OLSContent\/Content\/OLS\/Images\/logo.png?w=604\" alt=\"Bharti AXA Term Insurance Plan Review\" \/><\/a><\/p>\n<h2>Company: Bharti AXA Life Insurance<\/h2>\n<p>Product Name-\u00a0<strong>Life eProtect<\/strong><\/p>\n<p>Product features:<\/p>\n<ul>\n<li>Minimum sum assured of 25 lakhs<\/li>\n<li>Available up to 30 years duration<\/li>\n<li>Maximum Age &#8211; 70 years<\/li>\n<\/ul>\n<p>Company&#8217;s pitch:<\/p>\n<ul>\n<li>Claim settlement within 48 hours<\/li>\n<\/ul>\n<p>Our view:<\/p>\n<ul>\n<li>PLUS- Bharti AXA has lowest premiums in the market when compared to term insurance plans from other companies, both private and public.<\/li>\n<li>MINUS- IRDA Claim settlement ratio is 88% which is on the lower side when it comes to its peers. Check\u00a0<a title=\"IRDA Claim Settlement Ratio of Life Insurance Companies in India\" href=\"http:\/\/trucompare.in\/blog\/irda-claim-settlement-ratio\/\">here\u00a0<\/a>to see claim settlement ratio of insurance companies in India.<\/li>\n<li>MINUS- Bharti Axa has very high customer churn. A high customer churn rate indicates problems with customer service. Check\u00a0<a title=\"Customer Service Data for Life Insurance companies in India\" href=\"http:\/\/trucompare.in\/blog\/insurance-companies-customer-satisfaction-metrics\/\">here\u00a0<\/a>to see customer service data for insurance companies in India.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Company: Bharti AXA Life Insurance Product Name-\u00a0Life eProtect Product features: Minimum sum assured of 25 lakhs Available up to 30 years duration Maximum Age &#8211; 70 years Company&#8217;s pitch: Claim settlement within 48 hours Our view: PLUS- Bharti AXA has lowest premiums in the market when compared to term insurance plans from other companies, both &hellip; <a href=\"https:\/\/www.trucompare.in\/blog\/product-review-bharti-axa-term-plan\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">Bharti AXA Term Insurance Plan Life eProtect Review by TruCompare<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[3,2],"tags":[],"class_list":["post-78","post","type-post","status-publish","format-standard","hentry","category-bharti-axa","category-term-insurance"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3wDt5-1g","jetpack-related-posts":[{"id":36,"url":"https:\/\/www.trucompare.in\/blog\/irda-claim-settlement-ratio\/","url_meta":{"origin":78,"position":0},"title":"IRDA Claim Settlement Ratio of Life Insurance Companies","author":"Trucompare","date":"September 6, 2013","format":false,"excerpt":"As indicated in my earlier post, IRDA claim settlement\u00a0ratio might be an important factor in determining the best term insurance plan in India. Following is the stats for 2011-12 for \u00a0IRDA claim settlement ratio for individual death claims by insurance companies. I have tried to take some of the popular\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":592,"url":"https:\/\/www.trucompare.in\/blog\/irda-claim-settlement-ratio-2014\/","url_meta":{"origin":78,"position":1},"title":"IRDA Claim Settlement Ratio 2013-14 &#8211; Compare Term Insurance Plans","author":"Trucompare","date":"March 21, 2015","format":false,"excerpt":"Update- We have updated the claim settlement ratios of insurers for 2014-15 on our website. Compare now to view details. We have written about Max Life claim ratio for 2014-15 here. Following is the statistics for IRDA Claim Settlement Ratio 2013-14 for individual death claims by insurance companies. I have\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":641,"url":"https:\/\/www.trucompare.in\/blog\/best-term-plans-in-india\/","url_meta":{"origin":78,"position":2},"title":"Best Term Insurance Plans in India- A quick comparison","author":"Trucompare","date":"March 26, 2015","format":false,"excerpt":"\u00a0 Best Term Insurance Plan Please see an updated version of the comparison here-\u00a0IRDA Claim Settlement Ratio for 2015 - Compare best online term insurance plans As online term plans have gained popularity, almost all the life insurance companies have come up with their online term plans and claims to\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":31,"url":"https:\/\/www.trucompare.in\/blog\/best-term-insurance-in-india-2013\/","url_meta":{"origin":78,"position":3},"title":"Term Insurance Comparison &#8211; Which is the Best Term Insurance Plan in India?","author":"Trucompare","date":"September 7, 2013","format":false,"excerpt":"Term Insurance Comparison In earlier posts, we have looked at various criteria that can be used for term insurance comparison. Although it is difficult to say which is the best term insurance plan in India, one can keep the following policies in mind before making a buy decision. HDFC LIFE\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":738,"url":"https:\/\/www.trucompare.in\/blog\/irda-claim-settlement-ratio-2015\/","url_meta":{"origin":78,"position":4},"title":"IRDA Claim Settlement Ratio for 2015 &#8211; Compare best online term insurance plans","author":"Trucompare","date":"October 3, 2015","format":false,"excerpt":"IRDA Claim Settlement Ratio for 2015 Update- We have updated the claim settlement ratios of online term insurance plans for 2014-15(based on IRDA annual report)\u00a0 and 2015-16 ( till Dec31, 2015 based on latest data submitted to IRDA by the insurers) on our website. IRDA has just published its annual\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":62,"url":"https:\/\/www.trucompare.in\/blog\/insurance-companies-customer-satisfaction-metrics\/","url_meta":{"origin":78,"position":5},"title":"Customer Satisfaction Data for Life Insurance Companies in India","author":"Trucompare","date":"May 5, 2013","format":false,"excerpt":"Here are some\u00a0customer satisfaction metrics that might be useful in evaluating life insurance companies in India. I have taken 2 metrics to measure the same: Customer Churn ( Percentage of policies lapsing after Year 1) Customer complaint resolution Looking at the customer complaint resolution data actually surprised me ! Complaints\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/78","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/comments?post=78"}],"version-history":[{"count":15,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/78\/revisions"}],"predecessor-version":[{"id":606,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/78\/revisions\/606"}],"wp:attachment":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/media?parent=78"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/categories?post=78"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/tags?post=78"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}