{"id":132,"date":"2013-05-07T13:11:14","date_gmt":"2013-05-07T07:41:14","guid":{"rendered":"http:\/\/trucompare.wordpress.com\/?p=132"},"modified":"2016-01-15T17:44:14","modified_gmt":"2016-01-15T12:14:14","slug":"hdfc-life-click2protect-claim-ratio","status":"publish","type":"post","link":"https:\/\/www.trucompare.in\/blog\/hdfc-life-click2protect-claim-ratio\/","title":{"rendered":"HDFC Life Click2Protect Term Insurance Plan Review"},"content":{"rendered":"<p><img data-recalc-dims=\"1\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/www.hdfclife.com\/sites\/HSFCSL\/Resources\/images\/hdfcLogo-Black.jpg?w=604\" alt=\"HDFC Standard Life\" \/><\/p>\n<p>Company: HDFC Life<\/p>\n<p>Product Name-\u00a0<b>Click2Protect \u00a0 \u00a0 \u00a0\u00a0<\/b><\/p>\n<p>Product features:<\/p>\n<ul>\n<li>Minimum sum assured of 10 lakhs<\/li>\n<li>Maximum sum assured- 10 crores<\/li>\n<li>Available in 10\/15\/20\/25\/30 years duration<\/li>\n<li>Maximum Age at Entry &#8211; 55 years<\/li>\n<li>Maximum Age at Maturity- 65 years<\/li>\n<\/ul>\n<p><a href=\"http:\/\/trucompare.in\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" data-attachment-id=\"484\" data-permalink=\"https:\/\/www.trucompare.in\/blog\/what-is-term-insurance\/trucompare_head\/\" data-orig-file=\"https:\/\/i0.wp.com\/www.trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?fit=205%2C21&amp;ssl=1\" data-orig-size=\"205,21\" data-comments-opened=\"1\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;}\" data-image-title=\"TruCompare_head\" data-image-description=\"\" data-image-caption=\"\" data-large-file=\"https:\/\/i0.wp.com\/www.trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?fit=205%2C21&amp;ssl=1\" class=\"alignnone size-full wp-image-484\" src=\"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=205%2C21\" alt=\"TruCompare_head\" width=\"205\" height=\"21\" \/><\/a><\/p>\n<p>HDFC Life&#8217;s\u00a0pitch:<\/p>\n<ul>\n<li>Security at an affordable price<\/li>\n<\/ul>\n<p>Our view:<\/p>\n<ul>\n<li>PLUS- \u00a0HDFC Life has the best\u00a0IRDA Claim Settlement Ratio ( among private players) of about 96%. Check\u00a0<a title=\"IRDA Claim Settlement Ratio\" href=\"http:\/\/trucompare.in\/blog\/irda-claim-settlement-ratio\/\">here<\/a>\u00a0for comparison with others.<\/li>\n<li>PLUS- HDFC Life also has the <a title=\"Customer Service Data for Insurance Companies in India\" href=\"http:\/\/trucompare.in\/blog\/insurance-companies-customer-satisfaction-metrics\/\">Lowest customer churn<\/a>\u00a0of about 5%. Implies that customers are renewing their policies. Excellent customer support as most of the complaints are resolved within 30 days.<\/li>\n<li>MINUS-\u00a0Slightly expensive\u00a0than Religare Aegon or Aviva Life Insurance ( about 25-30%) but not quite a lot.<\/li>\n<\/ul>\n<p>Among private players, this insurance plan from HDFC Life might be the\u00a0<a title=\"Term Insurance Premium Calculator\" href=\"http:\/\/trucompare.in\">best term insurance<\/a>.<\/p>\n<p>To compare your life insurance premium and other data for life insurance companies in India, visit <a title=\"Term life insurance premium calculator\" href=\"http:\/\/trucompare.in\">www.trucompare.in<\/a> and get a quote delivered to your email.<\/p>\n<p><a href=\"http:\/\/trucompare.in\/\"><img data-recalc-dims=\"1\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=205%2C21\" alt=\"TruCompare logo\" width=\"205\" height=\"21\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Company: HDFC Life Product Name-\u00a0Click2Protect \u00a0 \u00a0 \u00a0\u00a0 Product features: Minimum sum assured of 10 lakhs Maximum sum assured- 10 crores Available in 10\/15\/20\/25\/30 years duration Maximum Age at Entry &#8211; 55 years Maximum Age at Maturity- 65 years HDFC Life&#8217;s\u00a0pitch: Security at an affordable price Our view: PLUS- \u00a0HDFC Life has the best\u00a0IRDA Claim &hellip; <a href=\"https:\/\/www.trucompare.in\/blog\/hdfc-life-click2protect-claim-ratio\/\" class=\"more-link\">Continue reading <span class=\"screen-reader-text\">HDFC Life Click2Protect Term Insurance Plan Review<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[7],"tags":[],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-hdfc-life"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"jetpack_shortlink":"https:\/\/wp.me\/p3wDt5-28","jetpack-related-posts":[{"id":1045,"url":"https:\/\/www.trucompare.in\/blog\/hdfc-click2protect-plus-term-plan-review\/","url_meta":{"origin":132,"position":0},"title":"HDFC Click2Protect Plus Term Plan Review","author":"Trucompare","date":"January 27, 2016","format":false,"excerpt":"HDFC Click2Protect Plus Term Plan About HDFC Life Click 2 Protect Plus\u00a0 Term Insurance Plan Eligibility Criteria: HDFC Term Plan\u00a0is available for people between 18 and 65 years. And the minimum and maximum maturity age limit is 28 and 75 years. The policy term is available between 10 - 40\u2026","rel":"","context":"In &quot;HDFC Life&quot;","block_context":{"text":"HDFC Life","link":"https:\/\/www.trucompare.in\/blog\/hdfc-life\/"},"img":{"alt_text":"HDFC click2protect Plus term plan review","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/01\/HDFC_C2P.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":31,"url":"https:\/\/www.trucompare.in\/blog\/best-term-insurance-in-india-2013\/","url_meta":{"origin":132,"position":1},"title":"Term Insurance Comparison &#8211; Which is the Best Term Insurance Plan in India?","author":"Trucompare","date":"September 7, 2013","format":false,"excerpt":"Term Insurance Comparison In earlier posts, we have looked at various criteria that can be used for term insurance comparison. Although it is difficult to say which is the best term insurance plan in India, one can keep the following policies in mind before making a buy decision. HDFC LIFE\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":102,"url":"https:\/\/www.trucompare.in\/blog\/product-review-lic-term-plan\/","url_meta":{"origin":132,"position":2},"title":"LIC of India Term Insurance Plan Review from TruCompare","author":"Trucompare","date":"May 6, 2013","format":false,"excerpt":"Company: LIC of India Product Name-\u00a0Amulya Jeevan \u00a0 \u00a0 \u00a0 \u00a0\u00a0 Product features: Minimum sum assured of 25 lakhs Maximum sum assured- No limit Available up to 35 years duration Maximum Age at Entry - 60 years Maximum Age at Maturity- 70 years Company's pitch: The oldest and most trusted\u2026","rel":"","context":"In &quot;LIC&quot;","block_context":{"text":"LIC","link":"https:\/\/www.trucompare.in\/blog\/lic\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":641,"url":"https:\/\/www.trucompare.in\/blog\/best-term-plans-in-india\/","url_meta":{"origin":132,"position":3},"title":"Best Term Insurance Plans in India- A quick comparison","author":"Trucompare","date":"March 26, 2015","format":false,"excerpt":"\u00a0 Best Term Insurance Plan Please see an updated version of the comparison here-\u00a0IRDA Claim Settlement Ratio for 2015 - Compare best online term insurance plans As online term plans have gained popularity, almost all the life insurance companies have come up with their online term plans and claims to\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":293,"url":"https:\/\/www.trucompare.in\/blog\/are-endowment-plans-any-good-for-wealth-creation\/","url_meta":{"origin":132,"position":4},"title":"Are Endowment Plans, aka Traditional Life Insurance Plans, Any Good for Wealth Creation?","author":"Trucompare","date":"May 10, 2013","format":false,"excerpt":"Since most of the life insurance policies in India are still sold as \"savings and investment\", endowment plans( also known as traditional life insurance plans) are the most popular of the products. This trend was started by LIC of India ( oldest insurer in India) whose agents goaded investors to\u2026","rel":"","context":"In &quot;Endowment Plan&quot;","block_context":{"text":"Endowment Plan","link":"https:\/\/www.trucompare.in\/blog\/endowment-plan\/"},"img":{"alt_text":"TruCompare_head","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2013\/05\/TruCompare_head.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":922,"url":"https:\/\/www.trucompare.in\/blog\/riders-on-term-insurance-plans\/","url_meta":{"origin":132,"position":5},"title":"Riders on Term Insurance Plans","author":"Trucompare","date":"December 27, 2015","format":false,"excerpt":"Riders in Insurance IRDAI defines riders as \u201c add-on options (Benefits) that can be added to a basic Life Insurance Policy - to provide additional coverage\u201d.\u00a0 Riders can help to customize your insurance policy based on your personal needs and coverage requirement. You can take riders at the time of\u2026","rel":"","context":"In &quot;Term Insurance&quot;","block_context":{"text":"Term Insurance","link":"https:\/\/www.trucompare.in\/blog\/term-insurance\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=350%2C200 1x, https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=525%2C300 1.5x, https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=700%2C400 2x, https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=1050%2C600 3x, https:\/\/i0.wp.com\/trucompare.in\/blog\/wp-content\/uploads\/2016\/02\/Rider-on-term-insurance.png?resize=1400%2C800 4x"},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":12,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions"}],"predecessor-version":[{"id":587,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions\/587"}],"wp:attachment":[{"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/media?parent=132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/categories?post=132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.trucompare.in\/blog\/wp-json\/wp\/v2\/tags?post=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}