Answer for sir i am state govt salaried employe 1.can i add my no earning housewife as spouse ? 2.could u guide i wish to insur pnb mera term plan 3.wat r diffrent online term insuran companies offer joint life online term? 4.and also offer no earning house wife inclusion as joint term life online? my annual income 4lac-5lac my contact no 9032648110 i live telangana state ,mahabubnagar district what is max sum asur limit?

Term insurance is only given to people have income. Non earning members can’t have term plan. You can put your wife as nominee when you buy your term plan. The objective of term plan is to take care of financial liability of the family when an earning member of the family dies suddenly.