1.can i add my no earning housewife as spouse ? 2.could u guide i wish to insur pnb mera term plan 3.wat r diffrent online term insuran companies offer joint life online term? 4.and also offer no earning house wife inclusion as joint term life online? my annual income 4lac-5lac my contact no 9032648110 i live telangana state ,mahabubnagar district what is max sum asur limit?