I have purchase a policy from Aegon Religare Term Plan with Accidental rider.
my age is 31 and policy value is 87 lacs and 46 lacs respectively.
now i have heard by many of my friends and office colleagues that i have taken Term Plan from
Non- Brand Company so please i request you to suggest me should i continue with aegon or i moved it to other company.
personally i have faith in Aegon but his settlement ratio is Low.
pls advice me best.
one more question
i am taking very little amount of Wine/Beer in some party function and i have mention this in my policy.
in future if i will die at any reason or by alcoholic reason my claim will be reject due to this