Help on increasing term plan

Your QuestionsCategory: Term InsuranceHelp on increasing term plan
Anonymous asked 8 years ago

Dear sir,
I am aged 28 I want to insure my self using a pure life insurance.
After going through articles I have come up these mandatory requirements but I am unsure it should cover all the below items or just natural death

1.should be allowing to change cover I.e I am unmarried don’t have children ┬áthe company should revise my plan for bigger sum assured

2.should cover for accidental deaths
3.should cover for terminal illness and critical illness
4.should cover up to 60 years atleast

Do you think critically illness and terminal illness to be covered under term insurance??